Your insurer should provide you with an executive summary of key contract terms and obligations when it comes to your policy, and it should include the following:
- How long have you been driving?
- The premium payable
- Details about the length and extent of your coverage
- The excess for insured and uninsured, named and unnamed drivers.
- Any restrictions on drivers
- Restriction on workshops and repairs
- Non-standard exclusions
- Accident reporting and claims procedures
- The insurer's cancellation and refund policy
