Insurers require certain information to properly assess the underwriting risk and set the right premiums for policies for third-party accident claims in Singapore.
Failure to give accurate information could result in the voiding of your policy, or in your insurer repudiating any claims.
Here is the key information you will be required to give:
How long have you been driving?
Who are the parties who will be driving the vehicle?
Have you made any recent claims?
Have you been in any recent accidents?
Have you ever received a Traffic Summons?
Have you been charged with a driving offense?
Has your vehicle been modified?
What will the vehicle be used for?
Do you have any medical conditions that might impair your driving abilities?